How Long Does It Take to Buy A House?



Planning to buy a new home? You have quite a journey ahead of you! Finding the perfect home can take time—but how much? Strap in and we’ll take you on a trip in time:

The Preliminaries

Checking on your financials.

Ask yourself — can you comfortably purchase a home or should you further look into renting before buying a house? If you decide that you can handle buying a home, the next step is to know what you can afford.

This means knowing how much you can borrow from a lender. And to determine this, you need to be pre-approved for a loan—this involves the lender looking into your financials.

The lender will conduct an interview and need access to your finances such as income, credit score, debts, savings and the like.

How long will this process take? This depends on your financial situation. If you have a stable income and no debt, the pre-approval process might take a few days at most. If you’re in a tough situation, it might take several weeks.

Looking for a real estate agent.

Hiring the right agent is essential in reducing your shopping time. They will show you the ropes of home-buying, guiding you to choose the right home, how to negotiate, intricacies of paperwork, and closing. Make sure that they’re knowledgeable in the area you want to buy a home in, technology-savvy, and open for constant communication. While you can DIY shopping for a home, having someone by your side makes the process easier.

Finding Your Dream Home

Looking for your new home.

The time you’ll spend looking for a new home will vary depending on you and what you want in a house. Typically, one takes a couple of weeks to find the right house for them.

If you want to find your dream house in a shorter time, you should:

  • Know what you want from the get-go. From type of house, number of rooms, amenities and the price range. Don’t stray away from it.

  • Get as much help from your agent as possible.

  • Look through online listings. You can narrow down your choices based on what you see online and just visit the ones you really liked.

Inspecting the home.

Inspection is a crucial step in buying a home. This will ensure that your future home is secure and has no serious issues. While the inspection itself doesn’t take too much time, booking an inspector can. Make sure to book an inspector as early as possible as inspection firms could have their inspectors fully booked for days.

After receiving the inspection report, if nothing serious pops up, you’re good to go and make an offer! If something does, either you do negotiations or go back to house-hunting.

Making an offer.

Once you’ve found the right house and made sure that you like everything in it, it’s time to make an offer. Once you give a written or verbal offer, your agent will make it into a contract of sale for you to sign and give to the seller.

The ball is now in the seller’s court. They have to decide if they’ll take your offer or not. This can take up to 3 days.

Make sure that before you sign a contract, have a conveyancer look at it to make sure everything is clear and that there won’t be surprises once you have the property.

Closing and Settlement

Closing the new home.

You’re near the finish line, finally! After months of preparation, house-hunting, and inspections, you can now have a new home. However, you still need to secure some things such as the mortgage, legal paperwork, and the like. This might take up to six weeks.


While it might take a lot of your time to buy a house, it will all be worth it once you move into your new home. Good luck on your house-hunting! If you need more help or advice, you can always message me on my social media!


BuyingDarcy Lord